Summary

Energetic career development professional and over 2 years of combined experience in career services and Management.
Experience working with a diverse population of traditional and nontraditional students and customers in person.
Innovative, strong presenter with experience leading facilitating inperson
workshops.
Proven ability to leverage technology and develop and deliver impactful careerrelated content.
Highperforming, strategicthinking professional with more than two years' experience in
employment services in the Printing, Telecom and education sectors. Highly skilled at relationship
building with clients and across organizations and teams exceptional writing, presenting, and
interpersonal communication skills. Adept at assessing needs, generating options, and
implementing solutions in collaboration with clients and stakeholders. Wellversed in all phases of
recruitment and hiring, including defining job roles, assessing needed skills and qualifications, and
evaluating candidates. Experienced at managing projects from the requirements gathering/needs
identification phase through to completion.
Respected and dedicated professional with experience providing internal employee
development, team effectiveness and leadership development consulting to all levels of an
organization. Ability and interest in learning and incorporating new technology. Consistently receive positive feedback from managers, coworkers and clients.
Possesses easily transferable skills such as organization, working with teams, and writing skills.

Experience

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Verification Officer
U Microfinance Bank Ltd
May 2023 - Present | Islamabad, Pakistan

Verification of Loan Documents.Maintain SBP PRs & Banking Policy compliance.

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Verification & Collection Officer
Consumer Facilitation Technologies Pvt Ltd
Jul 2021 - Present | Islamabad, Pakistan

Verification of Loan Application and Guarantors, and Monitor the Collection of Financed Accounts.

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Credit Officer
Pak Oman Microfinance Bank Ltd
Feb 2021 - Jul 2021 | Islamabad, Pakistan

Review and Evaluate the financial data to determine the default level of borrowers received from the branches.
Present analysis, Findings and Recommendations to manager.
Reconcile credit files and identify discrepancies and variance.
Develop and prepare Spreadsheet and models to support analysis of new and existing credit applications.
Monitor the portfolio asset quality on an outgoing basis.

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Credit Risk Officer
Pak Oman Microfinance Bank Ltd
Oct 2019 - Feb 2021 | Islamabad, Pakistan

Credit Risk Evatuation as per POMFB Procedure and SBP PRs. Pre/ Post Disbursement Verification of Customers and their Guarantors.

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Verification Officer
Pak Oman Microfinance Bank Ltd.
Dec 2016 - Oct 2019 | Islamabad, Pakistan

To ensure compliance in branch and Pre verification and Post Verification of Loan Application as per Credit Procedure and Policies and SBP PRs.

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Admin Assistant
Iqra College of Computer Science
Jan 2012 - Jul 2012 | Sanghar, Pakistan

View and Maintain All matters related to Administrations.

Perform Accounting Functions related to the processing of Payroll/
Attendance System and view all matters related to Administration.
 

Education

University of Sindh
Bachelors, , Bachelors in Arts‎
Agro Technology Of Major Crop
Percentage 57%
2014
P.S.S.S.S Boys Degree College Sanghar
Intermediate/A-Level, , F.Sc Pre-Medical‎
Biology
Percentage 74%
2011
Marvi High School, Sanghar
, Matric in Science‎
Percentage 83%
2009

Skills

Intermediate Accounting Skills
Intermediate Accounts Administration
Beginner AML/CFT
Beginner Auto Body Parts Knowledge
Intermediate Bookkeeping
Expert CDD
Intermediate Claims Handling
Intermediate Clain Management
Expert Client Dealing
Beginner Credit Analysis
Intermediate Credit Control
Expert Credit Evaluation
Expert Debt Collection and Recovery
Intermediate Fluent in English
Beginner h Operations Management
Expert KYC Knowledge
Intermediate Microsoft Excel
Intermediate MS Excel
Intermediate MS Officer
Intermediate Pressure Handling
Intermediate Report Generation
Intermediate Reporting Skills
Intermediate Risk Assessment
Expert Risk Compliance
Expert Risk Management
Intermediate Security Principles
Intermediate Transaction Management

Languages

Expert Punjabi
Expert Sindhi
Intermediate English
Expert Urdu